Being locked out of your car is frustrating—and if it happens far from home, it's also expensive. Understanding what roadside lockout assistance actually costs and how to find a dependable provider can save you money and stress when you need it most.
What You'll Pay for Lockout Assistance
Roadside lockout costs vary based on location, time of day, and your service provider. In most urban areas, expect to pay between $75 and $200 for a standard lockout call. Nighttime, weekend, or holiday calls typically run $100 to $300 because dispatchers charge premium rates for off-hours service.
If your car is locked at a dealership or in a gated lot, some providers add $25 to $75 for "special access" fees. Remote rural locations may incur travel surcharges of $50 or more, so always ask about your exact location's pricing before confirming the service.
Membership Programs vs. Pay-Per-Call
Two main payment models exist:
- Membership plans ($50–$150/year): AAA, Better World Club, and car manufacturer roadside plans include lockout coverage. You pay an annual fee and get free or heavily discounted lockout calls (often $0–$50). Best if you drive regularly and want predictable costs.
- Pay-per-call services: Standalone locksmiths or on-demand platforms charge full price each time. Useful for occasional drivers or those who don't want annual commitment, but costlier long-term.
Membership often pays for itself after just one or two lockout incidents, especially if you live in a high-cost urban area.
Finding a Reliable Provider
When choosing a lockout assistance provider, verify these details:
Licensing and certification: Ask if dispatchers are certified by the Associated Locksmiths of America (ALOA) or equivalent. This matters—unlicensed locksmiths may damage your vehicle or overcharge.
Response time: Most reputable providers guarantee arrival within 30 to 60 minutes in urban areas. Rural areas may take longer, so confirm expectations upfront.
Transparent pricing: Call ahead and describe your exact situation—vehicle make/model, location, time of day. Legitimate providers quote a price range before dispatch. If they won't, move on.
Customer reviews: Check Google, Trustpilot, or the Better Business Bureau for recent feedback. Look for patterns, not one-off complaints. Red flags include hidden fees, no-show dispatches, or damage claims.
Comparing Your Options
AAA membership ($54–$186/year depending on tier) covers lockouts, flatbed towing, fuel delivery, and battery service. Widely available and trusted, though not all locations have equally fast response times. Best for drivers who want comprehensive coverage.
Car manufacturer programs: Some dealerships include roadside assistance in warranty packages. Check your paperwork or call your dealer to confirm lockout coverage before paying separately.
Independent locksmith networks: Services like Angie's List or local locksmith associations let you hire vetted professionals. Usually cheaper than membership plans if you rarely need service, but you're paying full retail.
Mobile app-based services: Companies like Roadside Assistance and HONK dispatch nearby locksmiths in real-time. Transparent upfront pricing and no membership required, but costs run $100–$250 per call.
Mercoly helps you compare and review trusted roadside assistance providers in your area, making it easier to find transparent pricing and reliable service before you're stuck on the side of the road.
What to Do When You're Locked Out
- Stay safe – Move your car to a well-lit, busy area if possible. Never leave children or pets inside.
- Check your documents – Review insurance or warranty papers for existing coverage before calling anyone.
- Call and confirm pricing – Don't wait until the technician arrives to negotiate. Get a quote and estimated arrival time.
- Have ID ready – Locksmiths will ask for proof you own or rent the vehicle.
- Keep records – Save receipts and note any vehicle damage for insurance claims.
Frequently Asked Questions
Q: Will my insurance cover a lockout service call? Most standard auto insurance policies don't cover lockouts unless you've added roadside assistance as an optional rider. Check your policy or call your insurer directly. Roadside membership plans almost always include lockout coverage.
Q: How long does it typically take a locksmith to unlock my car? Professional locksmiths unlock most vehicles in 15 to 30 minutes, though luxury or newer cars with advanced locks may take longer. Response time—getting the technician to your location—is usually the longer part of the wait.
Q: Can I call the police to help me with a car lockout? Police generally won't unlock cars unless a child or pet is trapped inside and in danger. In emergencies, they'll dispatch assistance, but otherwise they'll refer you to a locksmith.
Compare rates and read provider reviews on Mercoly to avoid overpaying for roadside lockout assistance when you need it most.